Navigation
Create checking accounts programmatically via API—for businesses and for individuals alike. Whether it's an operating account for a company or an everyday account for a person using your product, each checking account gets its own account number and can be managed independently while maintaining FDIC insurance. Transfer funds instantly using FedNow and RTP.
Everything you need for account management:
The same checking account infrastructure serves both. Open accounts for an organization, or for the individual people who use your product—through one API.
Operating accounts for companies—your own, or the businesses that use your platform.
Everyday accounts for people—opened for the individual customers who use your product.
See how checking accounts work for businesses and individuals
Create checking accounts for your business operations - perfect for daily transactions, payroll, and vendor payments.
Create checking accounts for your customers programmatically - perfect for marketplaces, platforms, and financial services.
Create separate checking accounts for different departments, projects, or purposes to track spending and manage budgets.
Use checking account numbers to automatically match incoming payments to invoices or orders.
Everything you need for checking account management
Create checking accounts programmatically via API - perfect for daily business operations, payments, and transfers.
Instant account creation through simple API calls - no manual processes or waiting periods. Create accounts in seconds, not days.
All checking accounts are FDIC-insured up to $250,000 per depositor, per bank, per ownership category - same protection as traditional banks.
Monitor balances and transactions for each checking account in real-time via API - perfect for automated reconciliation and reporting.
Transfer funds instantly using FedNow and RTP - no waiting periods. Perfect for real-time payment processing and settlements.
Match incoming payments to customers automatically using account numbers - eliminate manual payment matching and reconciliation.
Advanced features for modern checking accounts
Instant transfers 24/7 using FedNow and RTP networks
Access balances and transactions in real-time via API
Create, manage, and monitor accounts programmatically
FDIC-insured accounts with bank-level security and encryption
Create and manage checking accounts programmatically
Create checking accounts via API for businesses and individuals alike—operating accounts, everyday personal accounts, and account segregation. Get started today and streamline your account management.