Synswi

Flexible Pricing Tailored to Your Business Needs

Our pricing is designed to meet the needs of businesses at every stage. Whether you're processing a few payments or high volumes, our rates scale with your growth.

Our pricing strives to beat others

Found a lower price or have a unique business needs in mind? At Synswi, we're committed to giving you the best value possible.

Let us know if you receive a lower rate elsewhere, and we'll work with you to create a customized plan that gives you the competitive edge.

Payment Products Pricing

Transparent and flexible pricing for payment processing. Custom pricing available based on volume and specific business needs.

StarterFor small businesses
VolumeFor established businesses

Requirements

No requirements
At least $1M / month

Card payment (Online)

2.9% + 30 cents
Dynamic (Depending on card types)

Card payment (In person)

2.5% + 10 cents
Dynamic (Depending on card types)

Invoicing

0.3% per transaction
Contact us

ACH Payment

0.75% (Capped at $6)
Contact us

Disputed fee

$30
Contact us

Two days settlement

Included
Included

One day settlement

0.5%
Contact us

Same day settlement

1%
Contact us

Instant settlement

1.5%
Contact us

API Integration

Included
Included

Banking Products Pricing

Commercial bank accounts with instant transfer capabilities including FedNow, RTP, and proprietary instant transfers.

Customized Pricing

All banking products pricing is customized based on your specific business needs, transaction volume, and requirements.

We work with you to create a pricing plan that fits your business model and scale. Contact us to discuss your needs and receive a personalized quote.

Contact Us for Custom Pricing

How We Determine Pricing

Our pricing varies depending on factors such as transaction volume, payment methods, and funding speed requirements. Here’s what you can expect:

  • Transparent, straightforward pricing with no hidden fees
  • Volume-based discounts for businesses processing large payments
  • Flexible payment methods, including card payments, ACH, and next-day funding options
  • Instant transfer capabilities with FedNow and RTP at competitive rates
  • No monthly fees for commercial bank accounts - pay only for transfers
  • Custom solutions available for businesses with specific needs