Synswi

Flexible Pricing Tailored to Your Business Needs

Our pricing is designed to meet the needs of businesses at every stage. Whether you're processing a few payments or high volumes, our rates scale with your growth.

Our pricing strives to beat others

Found a lower price or have a unique business needs in mind? At Synswi, we're committed to giving you the best value possible.

Let us know if you receive a lower rate elsewhere, and we'll work with you to create a customized plan that gives you the competitive edge.

Payment Products Pricing

Transparent and flexible pricing for payment processing. Custom pricing available based on volume and specific business needs.

Pricing

Card payment (Online)

2.9% + 30 cents

Card payment (In person)

2.5% + 10 cents

Invoicing

0.3% per transaction

ACH Payment

0.75% (Capped at $6)

Disputed fee

$30

Two days settlement

Included

One day settlement

0.5%

Same day settlement

1%

Instant settlement

1.5%

API Integration

Included

Banking Products Pricing

Transparent pricing for banking products including accounts, transfers, and card services.

Pricing

Account Creation

First 10 free, then contact us

FedNow Origination

$2.50 per transaction

RTP Origination

$2.50 per transaction

Same-Day ACH Origination

$2.00 per transaction

Next-Day ACH Origination

$0.50 per transaction

ACH Returns

$5.00 per transaction

Wire Origination

$15.00 per transaction

Virtual Card Creation

$0.25 per card

Physical Card Creation

First 5 free, then contact us

Monthly Account Fee

Contact us

Need Custom Volume Pricing?

Processing high volumes? Contact us for custom pricing including interchange++ rates and volume discounts tailored to your business needs.

Contact Us for Custom Pricing

Ready to Get Started?

Start your onboarding process and get access to our complete payment and banking solutions.

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How We Determine Pricing

Our pricing varies depending on factors such as transaction volume, payment methods, and funding speed requirements. Here's what you can expect:

  • Transparent, straightforward pricing with no hidden fees
  • Volume-based discounts for businesses processing large payments
  • Flexible payment methods, including card payments, ACH, and next-day funding options
  • Instant transfer capabilities with FedNow and RTP at competitive rates
  • No monthly fees for commercial bank accounts - pay only for transfers
  • Custom solutions available for businesses with specific needs