Synswi is a Banking as a Service platform. We provide the accounts, payment rails, card issuing, and API infrastructure your organization needs—configured to how you actually operate.
Platform
Accept payments online and in person, move money through ACH and real-time rails, and automate invoicing—all through a single API.
Create FDIC-insured accounts, issue debit cards, and manage money movement programmatically—embedded into your product or operations.
Engagement
Every engagement is scoped to your business. We don't hand you a self-serve dashboard and wish you luck.
We learn how your business moves money—transaction types, volumes, systems, and compliance requirements—and design the integration around it.
Synswi configures accounts, payment rails, workflows, and AI agent behavior to match your operations. Nothing is generic or off-the-shelf.
You go live on real banking infrastructure—FDIC-insured accounts, production payment rails, and APIs your team can build on.
As your needs evolve—new payment methods, higher volumes, additional workflows—we adjust the configuration alongside you.
Use cases
Bank activity triggers bookkeeping workflows. AI agents match, classify, and route transactions—your books stay current without manual reconciliation.
How it worksPay vendors, sellers, and partners the moment they're owed. AI agents calculate splits, select the right rail, and tie every payout back to its source.
How it worksDeposits held at FDIC-insured partner banks
Built on licensed, audited banking partners
Full REST API with docs, webhooks, and sandbox
Tell us about your business and what you're looking to build. We'll walk you through how Synswi fits.
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