Synswi

Embedded Banking

Card Issuing

Issue virtual and physical cards programmatically via API. Perfect for employee expenses, customer payouts, and subscription management. Full control over spending limits, merchant restrictions, and card lifecycle - all through simple API calls.

Get Started View Pricing

Why Card Issuing?

Everything you need for card management:

  • ✓Instant card creation via API in seconds
  • ✓Virtual & physical cards for all use cases
  • ✓Spending controls with limits and restrictions
  • ✓Real-time monitoring via webhooks and API
  • ✓Programmatic controls for freeze/unfreeze/cancel
  • ✓Custom branding available for physical cards

Card Types

Choose the right card type for your use case

Virtual Cards

Instant card creation for online purchases, subscriptions, and one-time payments. Perfect for immediate use cases.

  • Instant creation
  • Online purchases
  • Subscription management
  • One-time payments
  • No shipping delay

Physical Cards

Issue physical debit cards for in-person transactions, ATM withdrawals, and point-of-sale purchases.

  • In-person payments
  • ATM access
  • Contactless payments
  • Chip & PIN
  • Custom branding available

Prepaid Cards

Load funds onto prepaid cards with custom limits and restrictions - perfect for employee expenses and gifting.

  • Custom load amounts
  • Spending limits
  • Merchant restrictions
  • Expiration dates
  • Reloadable

Common Use Cases

See how card issuing solves real business problems

Employee Expense Cards

Issue cards to employees with spending limits and merchant restrictions for better expense control and reporting.

  • Custom spending limits
  • Merchant category controls
  • Real-time monitoring
  • Automated reporting

Customer Cards

Issue cards to your customers for payouts, refunds, or rewards - perfect for marketplaces and gig economy platforms.

  • Instant payouts
  • Customer cards
  • Reward distribution
  • Refund processing

Subscription Management

Create virtual cards for recurring subscriptions with automatic spending limits and cancellation controls.

  • One card per subscription
  • Spending limits
  • Easy cancellation
  • Fraud protection

One-Time Payments

Generate virtual cards for single-use payments with automatic expiration and spending limits.

  • Single-use cards
  • Auto-expiration
  • Fraud prevention
  • Payment control

Key Features

Everything you need for card management

Virtual & Physical Cards

Issue both virtual cards for instant use and physical cards for in-person transactions - all managed via API.

Instant Card Creation

Create cards programmatically in seconds via API - no waiting for card production or shipping delays.

Advanced Security Controls

Set spending limits, merchant categories, and geographic restrictions per card - perfect for expense management.

Real-Time Transaction Monitoring

Monitor card transactions in real-time via webhooks and API - get instant notifications for every purchase.

Programmatic Controls

Freeze, unfreeze, cancel, or update card settings programmatically via API - full control over card lifecycle.

Expense Management

Issue cards to employees or departments with custom spending limits and merchant restrictions for better control.

Simple API Integration

Create and manage cards programmatically

Create Virtual Card

POST /api/v1/cards
Create a new virtual or physical card programmatically

Update Card Controls

PATCH /api/v1/cards/{id}
Update spending limits, merchant restrictions, or freeze status

List Transactions

GET /api/v1/cards/{id}/transactions
Retrieve transaction history for a specific card
Start Integration

Ready to Issue Cards Programmatically?

Create virtual and physical cards via API. Perfect for employee expenses, customer payouts, and subscription management. Get started today and streamline your card operations.

Get Started View Pricing